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Whether you are a first time saver or an investor
seeking higher yields for your money, FDIC safety and
liquidity, you will find a savings plan to meet your
objectives.
Personal Savings
- $200 minimum balance to open account
- $500 daily minimum balance to waive maintenance
fee, otherwise $10.00 per quarter
- Unlimited withdrawals if made in person.
Otherwise, limit of 6 withdrawals per month. Only 3 by
telephone and /or POS/ACH to 3rd parties
- Interest is compounded daily, paid quarterly on
daily collected balances
- ATM access must be linked with a personal checking
account
- $1 per transaction in excess of 3 per month
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Personal Time Deposits
- $2,500 minimum balance to open account. The
minimum opening balance of
$10,000 is required for the 13 Month "Bankers Dozen"
Promotional Account.
- Fixed rate with terms ranging from ninety (90)
days to five (5) years
- Interest is compounded daily and paid monthly,
quarterly, annually or at
maturity, for terms of less than one year, on balances
of $2,500 or more.
For the "Bankers Dozen"13 month promotional account,
interest is compounded
daily, and paid monthly, quarterly or annually on
balances of $10,000 or
more.
- Early withdrawal penalty may apply
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Personal Access
9-month Time Deposit
- $25,000 minimum balance to open account
- Fixed rate time deposit account with one
penalty-free partial withdrawal each 9-month term
- Interest is compounded daily and credited monthly
on balances of $10,000 or more
- Additional deposits can be made to the
account without extending the original 9-month term
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1 Year Variable Rate
Access Time Deposit
- $500 minimum balance to open account
- Variable rate time deposit account with one
penalty-free partial withdrawal each 1-year term
- Interest is compounded daily on balances of $2,500
or more, and paid monthly, quarterly or at maturity
- Additional deposits can be made to the
account without extending the original 1-year term
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18 Month Variable
Rate IRA
- $200 minimum balance to open account
- Variable rate 18-month IRA Time Deposit
- Interest is compounded daily and paid monthly,
quarterly, or annually on balances of $200 or more
- Early withdrawal penalties may apply
- IRA accounts subject to an annual administration
fee of $35.00
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